An Advent Journey

Prepare . . .

Thursday

Then the one who had received the five talents came forward, bringing five more talents, saying, “Master, you handed over to me five talents; see, I have made five more talents.” His master said to him, “Well done, good and trustworthy slave; you have been trustworthy with a few things, I will put you in charge of many things; enter into the joy of your master.” -- Matthew 25:20-21

Contributed by World Vision

Watching out for the business end of the hook, Ruth Githaiga pulls a Zonker out of a small white box. A thin strip of hare skin and a bit of silver cording sandwich the hook. When wet, this will look like a yummy morsel to a fish in a lake somewhere in the United States. Right now, it looks like a little bit of income for an enterprising woman in a slum just outside of Nairobi, Kenya.

Ruth, a 29-year-old single mother of 9-year-old Anna, sells fishing flies to people in places like Michigan, Alaska and Kentucky. She and her daughter live in a tidy house on a row of wooden shacks along a dirt road too rutted for cars to pass.

She finances her three-year-old business with a 10,000 shilling (<$150) loan she received from World Vision. She meets weekly with a support and accountability group of fellow borrowers. The group screens potential members carefully, since the members make up the difference if one of them defaults on his or her loan for any reason (sickness, theft, accident, downturn in the business).

When her first loan is repaid, she will be eligible for another, twice the size of the first. Beyond her obvious need to support herself and her daughter, Ruth says, “I don’t do this out of self interest.” She currently employs four people from her poor neighborhood. “If I build my business, I can employ more people.”

Microlending agencies offer those mired in poverty opportunity, community networks, and stability. While meeting physical needs is not enough, it is the beginning of the “ministry of presence” that Christ calls us to.

God our Provider, help us to be good stewards of what you have entrusted into our care. Bless those who are receiving loans to start their own businesses, and bless those who are providing the loans. Give them wisdom and perseverance to make good decisions and wise investments. Help us to work with our Kenyan brothers and sisters to make your Kingdom more visible to the world around us. In Jesus’ name we pray. Amen.

©2004 Bethany Presbyterian Church
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